DIC Flood & Earthquake Coverage Protect Your Business During The Worst of Times
GREAT PROPERTY LOSSES CAN OCCUR TO BUSINESSES IN THE EVENT OF FLOODING OR AN EARTHQUAKE.
STANDARD FIRE POLICIES DON’T COVER THESE 2 CATASTROPHES, BUT WE HAVE COVERAGE OPTIONS!
Understanding DIC Policies
Commercial DIC/Flood insurance was established for 2 main purposes:
- to cover these perils as well as other issues that expose business properties,
- and to increase the limit of coverage from other (standard) policies.
DIC is an acronym for Difference in Conditions, meaning the coverage of conditions that differ from other standard policies that the business owner may possess–bridging the coverage gap.
DIC Policies Offer a Range of Coverage Options
DIC policies consider all types of costs depending on the insurance company, ranging from direct damage and loss of business income, to mold treatment. Coverage can be activated in various conditions from minor leakage to major perils.
Also, coverage for the business includes many secondary structures such as decks and bridges, signs and light poles, exterior equipment, and many more. Some insurance companies offer no minimum premium, while others charge depending on the assessment of regional/building history in flood and earthquake risks.
Protect your business from financial losses due to unpreventable catastrophes by signing up for DIC/Flood insurance. Don’t hesitate to contact us for more information about Difference-In-Conditions insurance policies and how it may work for you. Our main office is in Downtown Houston, TX and our phone number is 713-322-6646.
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